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Wednesday 1 May 2013

Get Informed about Personal Injury Compensation



The purpose of personal injury compensation is to reimburse for the loss, pain and suffering experienced by an individual from an accident caused by someone else’s mistakes. This is awarded in the form of damages which is categorized into General and Special Damages.

General Damages compensates for the non-quantifiable aspect of the claim. It is commonly known as the pain, suffering and loss of amenity. Loss of amenity is basically the impact of the injury or illness to one’s quality of life or his relationship with others. These are non-monetary changes that an individual needs to adjust after the accident. The physical and emotional pain, loss of enjoyment of life, loss of use, loss of prospects, disfigurement, impairment and loss of companionship can be included in claiming for personal injury compensation.

The physical and emotional pain may not be totally compensated but it can somehow lessen the stress in dealing with other problems brought about by the incident. Loss of enjoyment of life covers for loss of leisure time or loss of enjoyment or a holiday. The loss of use of damaged items like jewelry or a car can be compensated.  Loss of income opportunity is also covered in this category.

A Special Claim for Injuries

Special Damages compensate for the economic loss incurred by the injured person from someone’s negligence. It covers for the loss of earnings, medical expenses, cost of care, transport costs and other out-of-pocket expenses.

Both actual and future losses of earnings are included in the claim. It is evaluated based on the details of one’s employment. Loss of future earnings is quite difficult to compute. The pay increases, benefits and promotion prospects are taken into consideration. Medical expenses include hospital bills, cost of medicines and medical treatment fees. The cost of care covers the care provided by family, relatives, friends or other private agency. Transport expenses include trips to the hospital, visit to the GP, attending appointment with the medical expert and other trips related to the injury. Other expenses that can be claimed include repair or replacement of vehicles, additional utilities costs, items needed for the treatment and special aids and equipment.

It is necessary to provide evidence in seeking for personal injury compensation in the United Kingdom. This requires an expert legal advice from a solicitor so that the right amount can be granted to the claimant. Ask for a legal advice about the details.

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